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There are hundreds of advocates in Florida, and across the nation, working on ending racial inequity in housing. With the Center for Racial Equity, the Florida Housing Coalition is declaring an internal and external commitment to work with intentionality to advance racial equity in Florida. We believe that our members, our banking and government-sponsored enterprise partners share a common interest in our mission to remedy the wrongs of redlining and we think that many of our local government clients would genuinely welcome the opportunity to make meaningful change in racial equity.

Is your organization working in this space?

How can we support your work? How can we work together?

Learn More: Leading with Equity Training Course

Glossary of Shared Language

Ally1

Someone who makes the commitment and effort to recognize their privilege (based on gender, class, race, sexual identity, etc.) and work in solidarity with oppressed groups in the struggle for justice. Allies understand that it is in their own interest to end all forms of
oppression, even those from which they may benefit in concrete ways.

Anti-racism2

Anti-Racism is defined as the work of actively opposing racism by advocating for changes in political, economic, and social life. Anti-racism tends to be an individualized approach, and set up in opposition to individual racist behaviors and impacts.

Anti-racist3

An anti-racist is someone who is supporting an antiracist policy through their actions or expressing antiracist ideas. This includes the expression or ideas that racial groups are equals and do not need developing, and supporting policies that reduce racial inequity.

Bias4

Prejudice; an inclination or preference, especially one that interferes with impartial judgment.

BIPOC5

Acronym short for “Black, Indigenous, and people of color”

Black Lives Matter6

A political movement to address systemic and state violence against African Americans. Per the Black Lives Matter organizers: “In 2013, three radical Black organizers—Alicia Garza, Patrisse Cullors, and Opal Tometi—created a Black centered political will and movement building project called #BlackLivesMatter. It was in response to the acquittal of Trayvon Martin’s murderer, George Zimmerman. The project is now a member-led global network of more than 40 chapters. [Black Lives Matter] members organize and build local power to intervene in violence inflicted on Black communities by the state and vigilantes. Black Lives Matter is an ideological and political intervention in a world where Black lives are systematically and intentionally targeted for demise. It is an affirmation of Black folks’ humanity, our contributions to this society, and our resilience in the face of deadly oppression.”

Climate Justice7

Climate justice is a term and movement that acknowledges climate change can have differing social, economic, public health, and other adverse impacts on underprivileged populations. Advocates for climate justice are striving to have these inequities addressed head-on through long-term mitigation and adaptation strategies.

Coalition

A collection of different people or groups working toward a common goal.

Critical Race Theory 8

The Critical Race Theory movement is a collection of activists and scholars interested in studying and transforming the relationship among race, racism, and power. The movement considers many of the same issues that conventional civil rights and ethnic studies discourses take up but places them in a broader perspective that includes economics, history, context, the group- and self-interest, and even feelings and the unconscious. Critical race theory treats race as central to the law and policy of the United States.

Discrimination9

The unequal treatment of members of various groups based on race, gender, social class, sexual orientation, physical ability, religion and other categories.

Diversity10

The wide variety of shared and different personal and group characteristics among human beings. Diversity includes many characteristics that may be visible such as race, gender, and age, and it also includes less obvious characteristics like personality style, ethnicity, ability, education, religion, job function, life experience, lifestyle, sexual orientation, gender identity, geography, regional differences, work experience, and family situation that make us similar to and different from one another

Environmental Justice11

Environmental justice is the fair treatment and meaningful involvement of all people, regardless of race, color, national origin, or income, with respect to the development, implementation, and enforcement of environmental laws, regulations, and policies. Fair treatment means that no population bears a disproportionate share of negative environmental consequences resulting from industrial, municipal, and commercial operations or from the execution of federal, state, and local laws; regulations; and policies. Meaningful involvement requires effective access to decision-makers for all, and the ability in all communities to make informed decisions and take positive actions to produce environmental justice for themselves.

Environmental Racism12

Environmental racism is the disproportionate impact of environmental hazards on people of color. Environmental racism refers to the institutional rules, regulations, policies, or government and/or corporate decisions that deliberately target certain communities for locally undesirable land uses and lax enforcement of zoning and toxic and hazardous waste based upon race. Environmental justice is the movement’s response to environmental racism.

Equality13

A state of affairs in which all people within a specific society or isolated group have the same status in certain respects, including civil rights, freedom of speech, property rights, and equal access to certain social goods and services.

Ethnicity14

A social construct that divides people into smaller social groups based on characteristics such as shared sense of group membership, values, behavioral patterns, language, political and economic interests, history and ancestral geographical base.

Equality14

A state of affairs in which all people within a specific society or isolated group have the same status in certain respects, including civil rights, freedom of speech, property rights, and equal access to certain social goods and services.

Generational poverty15

Generational Poverty is where a family has lived in poverty for at least two generations. It is important to understand the difference between Generational Poverty and Situational Poverty.

A person/family can experience Situational Poverty when their income and support is decreased due to a specific change—job loss, divorce, death, etc. While there can be a domino effect caused by this one significant change, this is often a temporary setback. This typically is not so with generational poverty.

Intergenerational Wealth16

A long-term perspective reflective of wealth’s cumulative nature and the extent and channels of wealth reproduction across generations.

Grandparental wealth is a unique predictor of grandchildren’s wealth, with five channels serving as the means of wealth transmission: gifts and bequests,
education, marriage, homeownership, and business ownership. Because of the advantages arising from intergenerational family wealth, African American households experience significant disadvantages in both wealth attainment and intergenerational wealth mobility compared to whites.

Gentrification17

A process of neighborhood change that includes economic change in a historically disinvested neighborhood — by means of real estate investment and/or new higher-income residents moving in, as well as demographic change that may include changes in the education level and the racial make-up of residents.

This process often increases the demand for housing and drives up prices, resulting in an increase in property values and the displacement of earlier, usually poorer residents.

Many anti-displacement activists define gentrification as a profit-driven, race, and class change of a historically disinvested neighborhood.

Gentrification without Displacement18

In the context of gentrification, displacement often means precisely what one might expect: the forced movement of people out of their homes. Although there is debate about the significance of displacement as a result of gentrification, gentrification without displacement represents the infusion of much-needed investment in disinvested areas—including capital investments, better services, jobs, thriving businesses and other components of a healthy, vibrant neighborhood—while protecting current residents from displacement.

Implicit bias19

Also known as unconscious or hidden bias, implicit biases are negative associations that people unknowingly hold. They are expressed automatically, without conscious awareness. Many studies have indicated that implicit biases affect individuals’ attitudes and actions, thus creating real-world implications, even though individuals may not even be aware that those biases exist within themselves. Notably, implicit biases have been shown to trump individuals’ stated commitments to equality and fairness, thereby producing behavior that diverges from the explicit attitudes that many people profess.

Inclusion20

Authentically bringing traditionally excluded individuals and/or groups into processes, activities, and decision/policy making in a way that shares power.

Institutional Racism22

Institutional racism refers specifically to the ways in which institutional policies and practices create different outcomes for different racial groups. The institutional policies may not mention any racial group, but their effect is to create advantages for some groups and oppression and disadvantage for others.

Marginalized23

Excluded, ignored, or relegated to the outer edge of a group/society/community.

Oppression24

The systematic subjugation of one social group by a more powerful social group for the social, economic, and political benefit of the more powerful social group.

Race25

Race is a social and political construct created to categorize individuals based on physical characteristics. This categorization was created to give power and access to white people, while simultaneously disempowering and denying access and power to people of color.

Racial Equity26

Racial equity is both an outcome and a process.

As an outcome, racial equity is the condition that would be achieved if one’s racial identity no longer predicted, in a statistical sense, how one fares. When we use the term, we are thinking about racial equity as one part of racial justice, and thus we also include work to address root causes of inequities not just their manifestation. This includes elimination of policies, practices, attitudes and cultural messages that reinforce differential outcomes by race or fail to eliminate them.

As a process, we apply racial equity when those most impacted by racial inequity are meaningfully involved in the creation and implementation of the policies and practices that impact their lives.

Racial Justice27

The systematic fair treatment of people of all races, resulting in equitable opportunities and outcomes for all. It is not just the absence of discrimination and inequities, but also the presence of deliberate systems and supports to achieve and sustain racial equity through proactive and preventative measures.

Racism28

Racism involves one group having the power to carry out systematic discrimination through the institutional policies and practices of the society and by shaping the cultural beliefs and values that support those racist policies and practices. Racism is different from racial prejudice, hatred, or discrimination.

Racism = race prejudice + social and institutional power
Racism = a system of advantage based on race
Racism = a system of oppression based on race
Racism = a white supremacy system

Redlining

The federal government, through a now-defunct agency called the Home Owners Loan Corporation, worked with local real estate agents and banks to create the maps that drew red lines around predominantly Black and Latino neighborhoods where the government would not insure and the private sector would not loan money for homeownership. Redlining is at the root of the gulf in wealth between Black and white households in the U.S, even though it was outlawed by the 1968 Fair Housing Act and the 1977 Community Reinvestment Act

Resilience29

The ability to recover from some shock or disturbance

Segregation30

Racial segregation is the systematic separation of people into racial or other ethnic groups in daily life. In the United States, racial segregation was mandated by law in some states (see Jim Crow laws) until the U.S. Supreme Court led by Chief Justice Earl Warren struck down racial segregationist laws throughout the United States.

Structural Racism31

The normalization and legitimization of an array of dynamics – historical, cultural, institutional and interpersonal – that routinely advantage whites while producing cumulative and chronic adverse outcomes for people of color. Structural racism encompasses the entire system of white supremacy, diffused and infused in all aspects of society including its history, culture, politics, economics and entire social fabric. Structural involves the reinforcing effects of multiple institutions and cultural norms, past and present, continually reproducing old and producing new forms of racism. Structural racism is the most profound and pervasive form of racism – all other forms of racism emerge from structural racism.

Systemic Racism32

In many ways “systemic racism” and “structural racism” are synonymous. If there is a difference between the terms, it can be said to exist in the fact that a structural racism analysis pays more attention to the historical, cultural and social psychological aspects of our currently racialized society.

White Privilege33

White privilege, or “historically accumulated white privilege,” as we have come to call it, refers to whites’ historical and contemporary advantages in access to quality education, decent jobs and liveable wages, homeownership, retirement benefits, wealth and so on.

White Supremacy34

White supremacy is a historically based, institutionally perpetuated system of exploitation and oppression of continents, nations and peoples of color by white peoples and nations of the European continent; for the purpose of maintaining and defending a system of wealth, power and privilege.

Whiteness35

A broad social construction that embraces the white culture, history, ideology, racialization, expressions, and economic, experiences, epistemology, and emotions and behaviors and nonetheless reaps material, political, economic, and structural benefits for those socially deemed white.